Down payments can be a challenge to navigate, even for experienced homebuyers.  How much do you need to put down? Do current market conditions change anything for you? Even the most basic questions aren’t always easy to answer. Whether you’re thinking of buying soon or planning ahead for a purchase in 2022, now is a good time to clear up any uncertainties and come up with the right strategy for your household.  Take a look at these frequently asked questions, and reach out if you need a helping hand. How much should your down payment be? The minimum down payment depends on what type of mortgage loan you’re getting. Some loans (conventional and FHA mortgages) require 3 to 3.5%, while …